how do i get a free credit score without paying, and no credit card?

Public Comments

1. go to annualcreditreport.com you can get a free one from 3 major credit bureau's once a year.
2. experian.com
3. If you've never had a credit card or have never borrowed money, then you don't have a credit record or a credit score. You are entitled to a free credit report every year if you live in the US. Type in free credit report in your web browser. If you go on a site that tells you that you must pay anything or join anything you are on the wrong site.