Is there a absolutely free site out there no credit card payments or nothing to get your credit report/score?

Public Comments

1. NO, you can get one once a year through any of the three though. You just won't get a score. I reccommend http://www.mycreditkeeper.com I have been using it for a long time. I get an updated report once a month, it is only 9.95 and you get all three reports and scores. Plus there are a lot of added benefits like reimbursement on drivers record, and a number of other things. You get your scores and pretty much all the info you need plus comparisons and recommendations on how to improve your score and such too
2. You can get a free credit score from each of the 3 companies that actually compile your score. Do not trust any free credit report sites except those officially authorized by the Federal Trade Commission which include the 3 main companies that compile your credit score (Equifax, Experian, and TransUnion). My source includes official government information regarding free credit reports and how to get one. It doesn't make sense to trust other credit reporting sites when you can get information officially from those that actually compile your credit score. "The law allows you to order one free copy of your report from each of the nationwide consumer reporting companies every 12 months."