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  • The Return of the Big Mortgage Monday, July 18, 2011 @ 3:31PMLow interest rates are driving high-end home buyers to supersized mortgages at a pace not seen since the housing boom.
  • How to Get Paid to Open a Credit Card Wednesday, July 13, 2011 @ 3:14PMConsumers can get up to $800 just for starting a new account, but they need excellent credit scores.
  • Brakette bats booming on Alumnae Weekend Wednesday, July 13, 2011 @ 2:31PMThere were plenty of “experts” in attendance as the Stratford Brakettes staged their first Alumnae Weekend spectacular at Frank DeLuca Hall of Fame Field. With over 80 former players in the stands, including nine members of the National ASA Hall of Fame, the Brakettes convinced those who proudly wore the uniform that this year’s team is something special. Manager John Stratton didn’t need to be ...
  • FICO World 2011 Conference to Spotlight Analytic “Game Changers” Wednesday, July 13, 2011 @ 9:14AMMINNEAPOLIS--(BUSINESS WIRE)--FICO (NYSE: FICO), the leading provider of analytics and decision management technology, today announced that it has opened registration for FICO World 2011, the leading international conference on analytic strategies. This year’s event, with the theme, “Game Changers: New Strategies for Profitable Growth,” will be held November 1-4 in New York City and feature ...
  • Now is a Great Time To Build Credit Tuesday, July 12, 2011 @ 11:59AMConsumer credit card growth is on the rise, according to data released by Equifax in early July, and there is no time like the present to start using credit cards to build credit.
  • FICO Quarterly Survey Finds Bankers Cautiously Optimistic about Consumer Credit, Pessimistic about Small Business Tuesday, July 12, 2011 @ 9:16AMMINNEAPOLIS--(BUSINESS WIRE)--Key findings in FICO’s Quarterly Survey of Bank Risk Professionals offered mixed signals about the outlook for the U.S. economy, with bankers remaining optimistic about the financial health of consumers but indicating that the “credit gap” for small businesses will grow, and expressing concern about residential mortgage foreclosures. The survey was conducted for ...
  • Fed: Banks must release credit score when denying credit card application Monday, July 11, 2011 @ 11:55AMCredit card applicants can see their credit scores for free if a bank used that score to decline service, according to the Federal Reserve. The Federal Trade Commission and the Federal Reserve Board jointly announced their rules for implementing free credit score notifications under the the Dodd-Frank Wall Street Reform and Consumer Protection Act.
  • Want A Free Credit Score? Get Rejected Monday, July 11, 2011 @ 10:49AMAs part of an effort to pull back the curtain on how creditors go about making their lending decisions, consumers are soon going to find out exactly why they got rejected for a credit card or loan.
  • Making the Most of Seller Contributions: Not Just for Closing Costs Anymore Wednesday, July 6, 2011 @ 4:22PMRISMEDIA, July 7, 2011—When it comes to seller contributions, the real estate and mortgage industries are well overdue for a new way of thinking. That’s because the majority of agents (and buyers and loan officers, too) simply think the only…
  • Even with tougher lending rules, it’s still possible to qualify for a mortgage Thursday, June 30, 2011 @ 4:48AMThere has rarely been a better time to buy a home. Despite the persistent uncertainty in the housing market, a steep drop in prices has made ownership a more attractive option for many. Yet some potential buyers may be sitting on the sidelines assuming they won’t qualify for a loan. It turns out the reality isn’t as stark as many ...
  • Action Line: Irresponsible credit card use can lead to financial crisis Thursday, June 30, 2011 @ 2:10AMDear Action Line: How many credit cards is it typical for young people to have? My daughter-in-law has six and pays just the minimum monthly payments. What have Americans learned from this recession? ...
  • Rain falls on Brakettes Friday, June 24, 2011 @ 11:04PMYou’ve heard that phrase, you win some, you lose some, and some get rained out. The Stratford Brakettes experienced too much of rained out on their road trip to St. Louis, Mo.
  • Playing the Waiting Game After Foreclosure and Short Sale - Mortgages Thursday, June 23, 2011 @ 6:13PMBorrowers with mortgage troubles must wait a period of time before seeking another loan.
  • Robert Nusgart: Common sense is needed in credit scoring Thursday, June 23, 2011 @ 6:12PM&via=&related=wpglamour" One point. That’s all that it took on this borrower’s credit score to go from having an approved loan to having no loan at all. Twenty years ago if someone would have asked you what your FICO score was, you would have shaken your head. Credit scoring, as we now know, is what makes or breaks a [...] &via=&related=wpglamour"
  • Personal Finance Daily: Credit king has 25 charge cards Monday, June 20, 2011 @ 3:42PMDo you know anyone with more financial self-discipline than Pete D’Arruda? He’s got 25 charge cards and more than a quarter of a million dollars in available credit. In today’s Consumer Confidential column, Jennifer Waters profiles D’Arruda’s extreme charging.